by gcuevas | Jun 6, 2026 | Uncategorized
$1.17 trillion in credit card debt. That’s roughly $8,000 per U.S. household carrying a balance. At average interest rates now above 20%, that balance costs about $1,600 a year just to stand still, not pay it down.Delinquency rates are climbing back to...
by gcuevas | Jun 6, 2026 | Uncategorized
Food bank usage in America is at levels not seen outside of the pandemic peak — and this time, it’s not because of a lockdown. It’s because wages didn’t keep up, stimulus ended, rents spiked.According to Feeding America’s 2024 data, 1 in 5...
by gcuevas | Jun 6, 2026 | Uncategorized
A $400,000 home at 3% interest costs about $1,686/month. At 7%, that same home costs $2,661/month — nearly $1,000 more, every month, for the same house. That’s not a rounding error. That’s a car payment on top of your mortgage, forever.This post examines...
by gcuevas | Jun 6, 2026 | Uncategorized
43% of jobs created in 2024 paid under $18/hour. At that wage, a full-time worker brings home roughly $2,500/month before taxes — in a country where median rent is $1,987/month.That’s not a jobs boom. That’s a treadmill. This post looks at job quality...
by gcuevas | Jun 6, 2026 | Uncategorized
You’ve noticed it at the checkout line. The same cart that cost you $150 two years ago now runs $210. Official inflation numbers say food prices are up around 20% since 2020 — but for everyday staples like eggs, bread, and meat, many households are seeing 40–60%...
